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Archive of previous Daily Discussion threads. Most recent FIRE survey results. Money Mustache, Wade Pfau, etc.

How big of a house for a single guy? I actually want to be FI so that won't work. I'm looking at how big of a house should a single guy get to live comfortably without feeling like he needs more space.

Don't obsess over getting the maximum square footage you can afford. As a single guy, get a two-bedroom, two-bath house or condo.

You don't need more than that All of that said You'll be amazed what the real-life costs of home ownership are once you take the plunge. Property taxes, home insurance, utilities, indoor and outdoor maintenance, homeowner's associations, mortgage interest There are a lot more scenarios these days where renting is actually the smarter way to go, financially.

I've thought about getting a condo. However, I heard that there was a lot of hassle with HOAs. Condos are definitely cheaper to buy though with the HOA fees they are about equal to a cheaper single-family residence.

That actually seems fairly large for just one guy, unless you're getting a roommate ideally a couple, so they can use one bath and you can use the other, why would you need a second bathroom otherwise?

I'm curious what has made others happy though. I've lived with my parents for most of my life though, so I've never really had a space to myself.

I'm not sure what is right for me now that going I'm on my own. I see elsewhere that you mention you really want a house, and I won't try to convince you out of that.

That's fine, as long as you're prepared to stay in one place. But I would suggest that you try renting while you're young to prevent from making a very expensive mistake.

I've spent much of my twenties experimenting with lifestyle in my own apartment - trying to figure out what I need, what I want, what to keep, what to throw away, yadda yadda yadda.

You should probably understand your needs before buying a house, because then you're stuck. It's not a poor financial decision by any means to rent - getting stuck in a bad house IS.

I'm currently trying to find ways to aggressively reduce the stuff I own, and figure out if I'll miss it or not. That's an experience best done in an apartment.

Once I'm confident I can get by with very little stuff, then I'll make the move permanent. I lived in a sq ft condo when I was single and this was enough space for me.

Easier to keep clean, lower utilities, and forces you to minimize how much crap is stored. When you are no longer single you can decide if you want to buy.

From my perspective the only reason to buy a house is lifestyle related: make it your own. It's not an investment. I got stuck a while back in the "housing is an investment" mindset.

I ended up looking at 3bd, 2ba houses fit for a family because those were the ones with best resale value.

Luckily I saw the light and am now looking for something smaller. I won't rent because I do want to make the house my own. I want to be able to make changes to the counters, yard, flooring, etc.

It also gives me the ability to stay there at a fixed, predictable cost without rules imposed. Fair enough, but make sure you read about how much job hopping affects your salary and career prospects.

It's helpful not to be saddled down with a house. Good for you. I've mentioned in this sub before that I've spent more than the original purchase price a new house on customizing this place.

We really like it and do not consider it a significant part of our net worth. It's where we live. Why be FI is you can't enjoy life?

Our mortgage payment is less than we'd pay for a small apartment. And I could easily pay it off, but I am benefit from using other people's money for the time being.

Not all debt is bad. High rate credit card debt is a killer. I have. I actually have been searching for a couple years now to buy a duplex to rent out both halves.

Unfortunately the ones in my part of town are rather old and I'm not able to care for them. They're also not in very good areas, which causes me to be concerned about tenant quality.

I haven't been a landlord before but I hear horror stories and they are always top-of-mind when I consider renting out a house. Have you done much renting?

Looks like you haven't done much renting. That may be worthwhile before you dig into a house. Tons of unused storage space in closets and kitchen cabinets, and my bedroom is mostly open space.

I could probably give up or square feet without being negatively impacted. All of the houses in my area, even the smallest ones, would be more spacious than my current apartment setup.

And I'd have extra space outside of the house to store some things that are more "outdoors-y". And I'd probably have more garage space, as two-stalls seem to be the norm.

So I'm inclined to think that you don't really need to worry about "how big" to go. Unless you're looking at micro houses or you have unusual space demands, any house will be more than adequate for a single guy.

You're probably better off prioritizing other factors e. Thank you! This is just the advice I'm looking for. I haven't done much renting but I do know a lot of people that rent.

Likewise, I know those who own homes. Midwest area. That means that you need to be able to predict your housing needs for at least 5 years in order to hope to come out ahead.

If you need a 1-bedroom now, but buy a 2-bedroom "just in case" you are spending more than you need today.

If you end up needing a 3-bedroom or marrying someone that already has a house, well so much for saving money by buying a house. You might be willing to live in a worse neighborhood while single, but later you'll want to live in one with low crime and a good school district.

You might also get a great job offer in a different city that you can take because you don't have a house to sell.

One solution is just to rent.

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  1. Meztishura Toshura

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  2. Ganris Kazishakar

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